You've paid for your trip and are ready to take off. What if you or a family member becomes sick or is involved in an accident? What if poor weather pops up or a travel advisory is announced and you can't take off as planned?
If you now need to cancel your trip, will you get your money back from the hotel, airline or cruise provider, or will they provide credit for future travel? If so, you don't need insurance. If those expenses are non-refundable though, you should buy Goose Trip Cancellation & Trip Interruption Insurance.
If concerned about pre-departure cancellations, choose Trip Cancellation Insurance (and get $25,000 Trip Interruption automatically included):
- Trip Cancellation coverage is available either by itself as a stand-alone coverage, or can be added to an Emergency Travel Medical policy. It can be purchased for a single trip, or added to an annual multi-trip plan.
- The coverage limits available range from $1,000-$100,000 per traveller($1k-$10k per person in the app - contact a Goose agent if higher limits are required).
- This coverage does not have a limitation requiring you to purchase the insurance within a certain time frame, but it's always better to buy it as soon as you pay for your trip.
- Trip cancellation coverage won't be available to purchase if your departure date is within 7 days.
For coverage that starts on the date of departure, choose Trip Interruption Only
- This protection against unexpected travel costs begins from the day of departure until you return to your home province.
- Covered risks include sickness or death of a family member, certain employment situations, new travel advisories, cancellation or delays caused by the travel provider and more.
- Does not provide coverage for cancellation before your departure date
For questions related to specific 'what if?' scenarios, please refer to Goose's policy wordings; all of the covered events (and exclusions) are listed in Goose's policy wordings, which can be found here.
Can I insure my trip if I used travel reward points?
The company does not insure the cash value of any travel costs that have been booked and paid for with points, Air Miles, Aeroplan, or any other type of travel reward program.
Still have questions?
We are happy to help! While the app is available 24/7, our office hours are Monday to Friday, from 6 am to 6 pm PST. You can reach a licensed agent during these hours by calling 1-888-374-6673, or by chatting with us via our website or app.
Comments
0 comments
Article is closed for comments.