The covered conditions under our Critical Illness / Cancer insurance are organized into ‘groupings’ (Group 1, Group 2, etc). If you receive a payment for a covered condition, the policy can remain in force but will not pay out for that same condition again, and coverage will no longer apply for any other conditions that are included in that same Group.
The coverage remains in force however, and if an insured is diagnosed with some other condition (in a different group category), they may be eligible to receive an additional benefit payment.
Limitations and exclusions apply, please refer to the Benefits Summary for more information.
|
MEC-Grouping |
Covered Condition |
| Group 1 | Cancer (Life-Threatening) |
| Group 2 | Aortic Surgery, Coronary Artery Bypass Surgery, Heart Attack, Heart Valve Replacement or Repair, Stroke |
| Group 3 | Bacterial Meningitis, Benign Brain Tumour, Coma, Dementia including Alzheimer’s Disease, Loss of Independent Existence, Loss of Speech, Motor Neuron Disease, Multiple Sclerosis, Paralysis, Parkinson’s Disease and Specified Atypical Parkinsonian Disorders, Stroke |
| Group 4 | Aplastic Anemia, Kidney Failure, Major Organ Failure On Waiting List, Major Organ Transplant |
| Group 5 | Blindness |
| Group 6 | Deafness |
| Group 7 | Severe Burns |
| Group 8 | Loss of Limbs |
| Group 9 | Occupational HIV Infection |
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