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Group Insurance |
Individual Insurance |
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Provided to groups who have a large number of members. |
Provided to individuals. |
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Generally lower premiums due to the large number of Members in the Group. |
Rates based on Individual’s health where rates can be modified based on an individual’s health |
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No evidence of insurability required for Guaranteed Acceptance coverage. |
Evidence of insurability generally required. |
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Policyholder is Goose Insurance Services, the insured member is a certificate holder. |
Policyholder is the insured. |
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