We offer 2 coverage areas on our single trip policies - 'Worldwide' and 'Worldwide excluding the U.S'. Still, we're asked regularly if our insurance covers people travelling to a specific location, and our answer is: 'Most likely, but it depends'.
The reason for this is that while we do offer worldwide coverage, our policy has certain conditions & exclusions that can limit coverage sometimes (as all insurance policies do).
Before you fly, check the Canadian Travel Advisory website, where you will be informed about the safety of specific destinations. If the country you are planning to travel to states 'Avoid all travel' or 'Avoid non-essential travel', then you will not be covered for any accident, injury or sickness that might be caused by or related to the advisory/ warning.
For example, say you're advised to not travel to a country due to an increase in violent crime but you go anyway. If you are attacked and end up in hospital, your claim will likely be denied. However, you may still be covered for expenses that aren't related to the advisory (say, if you get food poisoning completely unrelated to the crime advisory).
Need more info? Call us @ 1-888-374-6673 or chat with us in the Goose app.
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