Will I be covered if I’m injured while participating in sports?

We don't want to tell you what you can and can't do while on vacation - that's for you to decide!

But, it IS important for you to know beforehand whether or not your insurance will cover your hospital bills if you bail while speeding downhill on your mountain bike...

Find your planned activity below - Unless a sport or activity is listed in the Contact Sports, Adventure Sports or Extreme Sports Optional Coverages or in the Exclusions listed in our policy wording, you are automatically covered for sports or activities on your Emergency Medical Insurance plan, whether you are a professional or an amateur.

These optional coverages are not yet available in the Goose app, so please contact a licensed Goose Agent if you'd like to discuss these coverages and purchase a policy with them included (rates vary depending on activity and trip duration).

Add Contact Sports Coverage if:

• Travellers are over 18 and participating in, coaching, training or practicing on behalf of a registered team, league, association club or while competing in  a registered tournament, competition or sporting event:

  • Australian Football • Boxing • Football • Ice Hockey • Lacrosse • Rugby

Tip: If travellers are under 18 years old, they won’t need this optional coverage. Their Emergency Medical Insurance will cover them in a medical emergency while away!

Add Adventure Sports Coverage if:

• Travellers will be participating in, coaching, training or practicing :

  • Backcountry > Skiing > Snowboarding > Snowshoeing

  • Downhill > Freestyle Skiing/ Snowboarding in organized contests > Longboarding > Mountain Biking > Skating

  • Bobsledding • Canyoning/Canyoneering • Endurance Activities over 6 hours • Flying as a pilot or passenger in a glider or ultralight • Hang Gliding • High Risk Snowmobiling • Ice Climbing • Luge/Skeleton • Mountaineering up to 6,000m • Non-motorized X Game Sports (or those sports in similar type events) • Parachuting/Skydiving/Tandem Skydiving (more than one jump per trip) • Paragliding/Parapenting • Paramotoring • Parasailing/Parascending over land • Snow Kiting • Stunt/Aerobatic Flying

Add Extreme Sports coverage if:

• Travellers will be participating in, coaching, training or practicing :

   • Scuba Diving (if not certified by an internationally recognized and accepted program) • Scuba Diving or Free Diving over 30m • Base Jumping • Bull Riding/Bull Fighting • Rodeo • Running with the Bulls • Mountaineering over 6,000m • Motorized Speed Contests • Motorized X Game Sports (or those sports in similar type events) • Ultimate Fighting & Mixed Martial Arts • Wingsuit Jumping/Wingsuit Flying 

What about recreational dirt-biking/quadding? Are these motorized x-game sporting activities? 

Unless you are participating in some kind of event where you are showcasing your skills and/or competing in an organized event, you do not need to add the Extreme Sports rider to cover those activities. Recreational dirt biking and quadding does not need to be classified as a Motorized X-Game activity unless it meets the above criteria.

What about out-of-bounds skiing/snowboarding/snowshoeing or snow-biking?